UK Company Financial Health Checks and Valuations
See at least three years of a UK company's financial history, AI-generated financial insights, and a company valuation based on asset growth or sector EBITDA multiples, alongside the charges and County Court Judgments that reveal hidden risk.
What a Financial Health Check Covers
Three Years of Financial History
See key figures from a company's filed accounts across a minimum of three years, so you judge the trend rather than a single year's snapshot.
AI Financial Insights
Generate a plain-English analysis of a company's financial performance, highlighting trends, strengths and warning signs in seconds.
Company Valuation
An indicative valuation based on the compound annual growth rate (CAGR) of the company's assets and, where EBITDA is available, an EBITDA multiple for its industry sector.
Charges, CCJs & Filing Signals
Set the numbers against registered charges, County Court Judgments and filing history, so secured lending and unpaid debts are not missed.
Why Choose Probe Digital for Financial Checks?
Two Valuation Methods
Asset-growth valuation works even for small companies that file abridged accounts, while a sector EBITDA multiple adds a market view wherever the figures allow.
Built on Companies House Accounts
Figures come from accounts filed at Companies House, so every number can be traced back to an official source.
One Company or a Whole Pipeline
Check a single company in seconds, or use filters to run a bulk portfolio audit across an acquisition pipeline or customer book.
Built for Deal, Credit and Advisory Teams
Used for deal pricing and investment committee papers, credit decisions on customers and suppliers, and client advice by accountants and corporate finance teams.
Frequently Asked Questions
What is a company financial health check?
A financial health check reviews a company's filed accounts to judge how it is performing and how much risk it carries. Probe Digital combines at least three years of financial history with AI-generated insights, an indicative valuation, and the company's charges, County Court Judgments and filing record.
How many years of financial history does Probe Digital show?
A minimum of three years, taken from the accounts the company has filed at Companies House. Seeing several years side by side shows whether performance is improving or deteriorating, which a single year's figures cannot.
How is the company valuation calculated?
Every valuation is based on the compound annual growth rate (CAGR) of the company's assets. Where the accounts include the figures needed to calculate EBITDA, Probe Digital also values the company using an EBITDA multiple for its industry sector, giving you a second, market-based view.
Why is an EBITDA valuation not available for every company?
Many small UK companies and micro-entities file abridged accounts without a profit and loss account, so their EBITDA cannot be calculated. For these companies the valuation is based on asset growth alone.
What do the AI financial insights cover?
The AI insights summarise the company's financial performance across the years on file in plain English, highlighting trends, strengths and potential warning signs, so you can review a company in minutes rather than reading through every set of accounts.
Can I use the financial health check for deal pricing or credit decisions?
Yes, as an evidence-based starting point. Deal teams use it to frame pricing and investment committee papers, and credit teams use it alongside charges and CCJ data to assess customers and suppliers. Valuations are indicative and should sit alongside your own financial due diligence.